For financing, the easiest way to raise a mortgage is often by going to a Spanish bank. You can usually get up notarization naer me to percent of the purchase price that way. Alternatively, you may prefer to re-finance your existing property.
The most money I ever made DIRECTLY from the internet is $92,000. It only happened because I was OPEN for business in the weeee hours of the morning and I was available for anyone in the world with internet to find notarized document near me.
In Spain there is no Capital Gains Tax on your primary home but in theory there is on your second or weekend home. Traditionally over the years property has changed hands with little concern for the accuracy of the boundaries or deeds. Much of the price has been paid in cash from below the bed. This habit is changing and many lawyers are now under greater scrutiny from National and local bodies who wish to see the real value of a house declared and tax paid thereon. So the habit still exists but lawyers are encouraging and cajoling sellers to declare at least 70% of the value in legal tender.
The point that I'm trying to get across here is the tone in which you spoke to me. You made notary publics near me feel like I owed you something and that I was not paying up. From my experience, I have found that the parents I have dealt with in the two international schools in which I have worked have not once held the "I pay your salary so you must do A, B, & C!" over my head.
900. Items Required by Lender to Be Paid in Advance: You may be required to prepay certain items at the time of settlement, such as accrued interest, mortgage insurance premiums and hazard insurance premiums.
If you are under water with your house loan; meaning that you owe more on the property than it is worth on the open market, you cannot simply quit claim your home to avoid your financial responsibility. Do not be fooled by someone trying to get you to transfer your title.